Terms & Conditions

1. Acceptance of Terms

These Terms govern your use of our website, content, and services (collectively, the “Service”). We may update these Terms from time to time. Updates will be effective when posted on this page with a revised “Last Updated” date.

2. Eligibility & Accounts

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

3. User Content & Reviews

• You may post reviews, comments, ratings, or other content (“User Content”). You represent that your User Content is accurate, lawful, and does not infringe any third-party rights.
• You grant Forex245 a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, modify, publish, translate, distribute, and display your User Content in connection with the Service and our business.
• We may moderate, edit, or remove User Content at our discretion, including for violations of these Terms or applicable law.

4. Ratings, Rankings & Trust Scores

Our ratings, comparisons, and trust scores are compiled using internal methodologies and publicly available or partner-provided data. They are provided for informational purposes only and may change over time. We do not guarantee the accuracy, completeness, or timeliness of any rating or score.

5. No Financial Advice

The content on our website is for information and education only. We are not a broker, dealer, investment adviser, or fiduciary. Nothing on the Service constitutes financial, investment, legal, or tax advice. You are solely responsible for your trading and investment decisions.

6. Prohibited Conduct

• Posting unlawful, defamatory, deceptive, hateful, or infringing content
• Impersonation, misrepresentation, or submitting fake/paid reviews
• Scraping, crawling, or harvesting data without written permission
• Interfering with site security, performance, or availability
• Reverse engineering or attempting to access non-public areas of the Service

7. Intellectual Property

All site content, features, and functionality including text, graphics, logos, icons, images, and software are owned by Forex245 or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without prior written consent.

8. Limited License

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial use, subject to these Terms. Any use not expressly permitted is prohibited.

9. Third-Party Links & Affiliate Disclosure

Our site may include links to third-party websites, offers, or services. We do not control or endorse third-party content and are not responsible for their practices. We may receive compensation when you click links or sign up with certain providers; such compensation does not influence our editorial content.

10. Disclaimers

The Service is provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, secure, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Forex245 and its directors, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, or goodwill, arising out of or related to your use of the Service.

12. Indemnification

You agree to defend, indemnify, and hold harmless Forex245 from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Service or violation of these Terms.

13. Suspension & Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

14. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of [Your Country/State], without regard to conflict of law principles. Any disputes shall be resolved in the courts located in [Your City, Your Country/State]. If your business is registered elsewhere, replace these placeholders accordingly.

15. Miscellaneous

• Severability: If any provision is held invalid, the remaining provisions will continue in full force.
• No Waiver: Our failure to enforce any right or provision is not a waiver of such right or provision.
• Entire Agreement: These Terms constitute the entire agreement between you and us regarding the Service.
• Language: These Terms are provided in English and shall be the controlling version for interpretation.

16. Contact Us

For questions about these Terms & Conditions, please contact: support@forex245.com.